SCHWAB

Class [036]
Insurance & Financial Services

Brokerage services in the fields of financial securities, stocks, bonds, mutual funds, money market funds, commodities, futures, stock options, and indices of financial securities; investment services in the fields of financial securities, stocks, money market funds, bonds, mutual funds, commodities, futures, stock options, and indices of financial securities; investment advice in the fields of financial securities, stocks, bonds, mutual funds, money market funds, commodities, futures, options, and indices of any of them; investment advice in the fields of retirement planning, estate planning, life insurance, and college funding; securities brokerage account services that feature an interest bearing feature for cash between investments, access to cash, and margin loans; debit card services; check processing and bill payment services; variable annuity services, namely, [ underwriting, ] administration, and distribution of variable annuity investments; investment account information services, namely, providing brokerage account and investment account information by telephone, by electronic means, and via a global communication network; administration of employee benefit plans; financial planning services; insurance brokerage services, namely, brokerage in the field of life insurance; cash management account services; fixed income investment services; electronic fund transfer services; providing financial planning and investment strategy information and analysis services; providing financial planning and investment strategy information and analysis services via a global communications network; providing portfolio management services; providing portfolio management services via a global communications network; providing a website containing financial and investment information, financial and investment news, financial and investment research, financial and investment databases, all for use by investors in the analysis of investments, finances, and financial planning; automated investment brokerage services; providing automated stock trades via a wireless communications system; providing automated stock, mutual fund, and option quotes via a wireless communications system; providing automated alerts via a wireless communication system; providing automated account information via a wireless communications system; providing automated financial information, business news, market data, and information in the fields of personal financial management and investment via a wireless communications system; brokerage services in the field of certificates of deposit; investment services in the field of certificates of deposit; investment advice in the field of certificates of deposit; providing financial information relating to yields of certificates of deposit by telephone and via a global computer network; providing information relating to the availability of certificates of deposit via a global communications network