Class 045
Personal & Legal & Social Services
Financial clearing houses, namely, arranging the collection and return of checks between financial institutions on a peer-to-peer basis using electronic information and digitized check images; online banking services, namely, check authorization services linked to financial institutions across the country with deposit account access for account and balance verification and/or memo posting; providing settlement and adjustments to settlement for financial institutions exchanging checks, either electronically, by image, or in paper form, namely, check processing; payment transaction risk management services for financial institutions; administering a system for wire payments and the clearing and settling of wire payment transactions between financial and other institutions, providing electronic processing of electronic funds transfers among financial institutions; and automated financial clearing house services