N FACTOR

Class [009]
Computer & Software Products & Electrical & Scientific Products

Software for ensuring against electronic fraud by the following means-- validating the authenticity of the computer, laptop, PDA, telephone, user or service requestor by procuring the signature of the device or service requestor; authorizing the device itself or the service requestor to access a particular service or application; reading and validating the encoded information within the magnetic stripe, certificate or barcodes of the identification credentials presented; positively and logically verifying furnished customer data; identity screening; fraud detection comparisons to negative files from across industries representing known or attempted frauds; auditing the authenticity of a request made to a system to obtain data in any form, with all systems and processes transparent to the end user