About 8 Trademarks found for “ayming*”

Financial advice and surveying in the nature of financial research in cost management and optimization, particularly in the fields of human resources, innovation and research and development (RandD); financial affairs, namely, financial consultation; financial analysis; financial and fiscal surveying in the nature of financial research; financial consultancy; services provided by financial consultants relating to risk management; provision of financial advice relating to tax, particularly financial advice for tax optimization and/or planning; debt collection services; equity capital investments and financial acquisitions in the nature of acquisition and transfer of assets and monetary claims, provision of financial advice relating to tax; provision of actuarial advice; provision of financial advice relating to business appraisals; provision of financial advice relating to business restructuring; real estate affairs, namely, real estate consultation; consulting and information relating to insurance; financial evaluation for insurance purposes; financial evaluation for banking, namely, evaluation of the financial assets and liabilities, and credit worthiness of companies and private individuals; financial evaluation of real property; insurance underwriting in the field of all types of insurance; monetary affairs, namely, financial consultation

Color is not claimed as a feature of the mark.

Software being recorded programs for use in the field of advice and analysis on business, taxes, finance operations and human resources; downloadable computer programs for use in the field of advice and analysis on business, taxes, finance operations and human resources; software packages, namely, computer software for use in the field of advice and analysis on business, taxes, finance operations and human resources; blank magnetic data and recording media, namely, disks, USB flash drives and flash drives; apparatus for the recording, transmission or reproduction of sound, images or data; blank sound recording disks; blank compact disks; blank digital disks; blank CD-ROMs; blank DVD-ROMs; apparatus and instruments for data processing; interfaces for computers; computer search engines software; scientific and computer apparatus and instruments for digitization, namely, computers, electronic sensors and tablets; digital, electronic and computer information terminals, namely, computer terminals, and tablets; interactive computer, electronic and digital terminals, namely, computer terminals, and tablets; checking and supervision apparatus and instruments, namely, electronic sensors for sound or images and cameras

Commercial business management; commercial management consultancy; management of human resources; commercial administration, namely, business administration services; assistance and consultancy services relating to management of companies or commercial functions of industrial and commercial companies; business management and organization consultancy; assistance and consultancy services in connection with company business organization and management; assistance and consultancy for industrial and commercial companies in connection with their business operation and management; business information and inquiries; business consultation in the field of equity investments and business acquisitions; business consulting relating to administrative, business and economic matters and management aimed at lowering general operating expenses, improving profitability for economic stakeholders; planning services, namely business management assistance; business and account auditing services; market study services; computerized accounting services; human resources consulting, human resources surveying in the nature of conducting customer and employee surveys for others for purposes of improving employee performance and morale, and human resources assistance services in the nature of human resources management; business data analyses; compilation of statistics; collection and systematization of data in a central file; computerized file management; organization, conducting, administration and management of business affairs, namely, business organization consultancy, business management, business administration, and business analysis; market research; analysis and processing of data obtained during market studies and behavioural studies for marketing purposes; conducting opinion polls and surveys; accounting; business administration, office functions; advertising; consultancy and advice relating to computerized accounting services; online retail store services featuring financial products and programs; public relations; business operational consulting for businesses with a view to improving their net income; business studies and audits aimed at search for savings, premiums, grants and subsidies

Legal services; legal advice; licensing of software and software packages; legal and economic surveying, namely, legal research in the field of economics; online social networking services

Scientific and technological services and research and design relating thereto, namely, scientific research, computer consultation, and new product research; industrial analysis and research services in the field of science, computers, and new products; product research and development (RandD) services; design and development of computers and software; consulting relating to computing; analysis for the installation of computer systems; advice and consultancy relating to software; development of software aimed at controlling and reducing economic stakeholders' expenses; conversion of computer data and programs other than physical conversion; conversion of data or documents from physical to electronic media; recovery of computer data; development of computer programs for data processing; configuration of software; analysis of computer systems and analysis of computer data to ensure proper functioning of computer systems; programming for computers; scientific analysis and research services in the field of science and industry; computer analysis and research services, namely, analysis and research in the field of computer software, computer systems analysis and artificial intelligence; technical analysis and research services in the field of computer technology; technological analysis and research services in the field of computer technology; design, development, updating, installation, rental and maintenance of software and software packages; consultancy relating to software and software packages; design, development, updating, installation and maintenance of Web sites; data hosting in the nature of hosting of digital content on the internet, and server hosting; technical project study, namely, conducting of feasibility studies in the field of science and new technologies; research and development of new products and services for others

Telecommunications, namely, local and long distance transmission of voice, data, graphics by means of telephone, cable, and satellite transmissions; communications by fiber-optic networks; communications by computer terminals; communications by modems, namely, reception, transmission and distribution of data or audio visual images via a global computer network or the internet; communications by voice servers, namely, electronic transmission of voice; communications by any multimedia carrier including national and international networks for communication such as the internet, intranets and extranets, namely, transmission of data, sound and vision via interactive multimedia networks; electronic messaging; transmission of information, data, images and sounds by fiber-optic networks, computer terminals, modems, voice servers and any multimedia carrier including national and international networks for communication such as the internet, intranets and extranets; providing telecommunications connections to a computer network; telecommunications, namely, electronic bulletin board services

Financial advice and consulting relating to cost management and optimization, in the fields of human resources, innovation and research and development (R and D); financial advice for companies with a view to improving their net results; financial analysis; financial and fiscal surveying, namely, financial research; financial consultancy; financial consultation provided by financial consultants relating to risk management; provision of financial advice relating to taxes, particularly provision of financial advice for fiscal optimization and/or planning; debt collection services; equity capital investment services and financial acquisitions, namely, asset and investment acquisitions; provision of financial advice relating to taxes; provision of actuarial advice; provision of financial advice relating to commercial appraisals; provision of financial advice relating to company restructuring; real estate affairs, namely, appraisal of real estate; consulting and information relating to insurance; financial evaluation for insurance purposes; financial evaluation of the credit worthiness of companies and private individuals for banking purposes; financial evaluation of real estate; insurance brokerage services; monetary affairs, namely, monetary exchange services

The color(s) violet, blue and gray is/are claimed as a feature of the mark.

Commercial business management; commercial management consultancy; management of human resources; commercial administration, namely business administration services; assistance and consultancy services relating to management of companies or commercial functions of industrial and commercial companies; business management and organization consultancy; assistance and consultancy services in connection with company business organization and management; assistance and consultancy for industrial and commercial companies in connection with their business operation and management; business information and inquiries; business consultation in the field of equity investments and business acquisitions; business consulting relating to administrative, business and economic matters and management aimed at lowering general operating expenses, improving profitability for economic stakeholders; planning services, namely, business management assistance; business and account auditing services; market study services; computerized accounting services; human resources consulting, human resources surveying in the nature of conducting customer and employee surveys for others for purposes of improving employee performance and morale, and human resources assistance services in the nature of human resources management; business data analyses; compilation of statistics; collection and systematization of data in a central file; computerized file management; organization, conducting, administration and management of business affairs, namely, business organization consultancy, business management, business administration, and business analysis; market research; analysis and processing of data obtained during market studies and behavioral studies for marketing purposes; conducting opinion polls and surveys; accounting; business administration, office functions; advertising; consultancy and advice relating to computerized accounting services; online retail store services featuring financial products and programs; public relations; business operational consulting for businesses with a view to improving their net income; business auditing aimed at search for savings, premiums, grants and subsidies; operational consultancy for companies with a view to improving their net results, namely business management and organization consultancy; provision of business advice relating to taxes

Legal services; legal advice; licensing of software and software packages; legal and economic surveying, namely, legal research in the field of economics; online social networking

Scientific and technological services and research and design relating thereto, namely, scientific research, computer consultation, and new product research; industrial analysis and research services in the field of science, computers, and new products; product research and development (RandD) services; design and development of computers and software; consulting relating to computing; computer systems analysis for the installation of computer systems; advice and consultancy relating to software; development of software aimed at controlling and reducing economic stakeholders' expenses; conversion of computer data and programs other than physical conversion; conversion of data or documents from physical to electronic media; recovery of computer data; development of computer programs for data processing; configuration of software; analysis of computer systems and analysis of computer data to ensure proper functioning of computer systems; programming for computers; computer analysis and research services, namely, analysis and research in the field of computer software, computer systems analysis and artificial intelligence; technical analysis and research services in the field of computer technology; technological analysis and research services in the field of computer technology; design, development, updating, installation, rental and maintenance of software and software packages; consultancy relating to software and software packages; design, development, updating, installation and maintenance of Web sites; data hosting in the nature of hosting of digital content on the internet, and server hosting; technical project study, namely, conducting of feasibility studies in the field of science and new technologies; research and development of new products and services for others

The color(s) gray, purple, and blue is/are claimed as a feature of the mark.

Commercial business management; commercial management consultancy; management of human resources; commercial administration, namely, business administration services; assistance and consultancy services relating to management of companies or commercial functions of industrial and commercial companies; business management and organization consultancy; assistance and consultancy services in connection with company business organization and management; assistance and consultancy for industrial and commercial companies in connection with their business operation and management; business information and inquiries; business consultation in the field of equity investments and business acquisitions; business consulting relating to administrative, business and economic matters and management aimed at lowering general operating expenses, improving profitability for economic stakeholders; planning services, namely, business management assistance; business and account auditing services; market study services; computerized accounting services; human resources consulting, human resources surveying in the nature of conducting customer and employee surveys for others for purposes of improving employee performance and morale, and human resources assistance services in the nature of human resources management; business data analyses; compilation of statistics for commercial or business purposes; collection and systematization of data in a central file in a computer database; computerized file management; organization, conducting, administration and management of business affairs, namely, business organization consultancy, business management, business administration, and business analysis; market research; analysis and processing of data obtained during market studies and behavioural studies for marketing purposes; conducting opinion polls and surveys; accounting; business administration, office functions; advertising; consultancy and advice relating to computerized accounting services; online retail store services featuring financial products and programs; public relations; business operational consulting for businesses with a view to improving their net income; business feasibility studies and business auditing aimed at search for savings, premiums, grants and subsidies

Legal services; legal advice; licensing of software and software packages; legal and economic surveying, namely, legal research in the field of economics; online social networking

The wording "AYMING" has no meaning in a foreign language.

"BUSINESS PERFORMANCE CONSULTING"

Scientific and technological services and research and design relating thereto, namely, scientific research, computer consultation, and new product research; industrial analysis and research services in the field of science, computers, and new products; product research and development (RandD) services; design and development of computers and software; consulting relating to computing; computer systems analysis relating to the installation of computer systems; advice and consultancy relating to software; development of software aimed at controlling and reducing economic stakeholders' expenses; conversion of computer data and programs other than physical conversion; conversion of data or documents from physical to electronic media; recovery of computer data; development of computer programs for data processing; configuration of software; analysis of computer systems and analysis of computer data to ensure proper functioning of computer systems; programming for computers; scientific, analysis and research services in the field of science and industry, namely, scientific research; computer analysis and research services, namely, analysis and research in the field of computer software, computer systems and artificial intelligence; technical analysis and research services in the field of computer technology; technological analysis and research services in the field of computer technology; design, development, updating, installation, rental and maintenance of software and software packages; consultancy relating to software and software packages; design, development, updating, installation and maintenance of web sites; data hosting in the nature of hosting of digital content on the internet, and server hosting; technical project study, namely, conducting of feasibility studies in the field of science and new technologies; research and development of new products for others

The colors gray, purple and blue are claimed as a feature of the mark.

Commercial business management; commercial management consultancy; management of human resources; commercial administration, namely, business administration services; assistance and consultancy services relating to management of companies or commercial functions of industrial and commercial companies; business management and organization consultancy; assistance and consultancy services in connection with company business organization and management; assistance and consultancy for industrial and commercial companies in connection with their business operation and management; business information and inquiries; business consultation in the field of equity investments and business acquisitions; business consulting relating to administrative, business and economic matters and management aimed at lowering general operating expenses, improving profitability for economic stakeholders; planning services, namely, business management assistance; business and account auditing services; market study services; computerized accounting services; human resources consulting, human resources surveying in the nature of conducting customer and employee surveys for others for purposes of improving employee performance and morale, and human resources assistance services in the nature of human resources management; business data analyses; compilation of statistics for commercial or business purposes; collection and systematization of data in a central file in a computer database; computerized file management; organization, conducting, administration and management of business affairs, namely, business organization consultancy, business management, business administration, and business analysis; market research; analysis and processing of data obtained during market studies and behavioural studies for marketing purposes; conducting opinion polls and surveys; accounting; business administration, office functions; advertising; consultancy and advice relating to computerized accounting services; online retail store services featuring financial products and programs; public relations; business operational consulting for businesses with a view to improving their net income; business feasibility studies and business auditing aimed at search for savings, premiums, grants and subsidies

Legal services; legal advice; licensing of software and software packages; legal and economic surveying, namely, legal research in the field of economics; online social networking

The wording "AYMING" has no meaning in a foreign language.

"BUSINESS PERFORMANCE CONSULTING"

Scientific and technological services and research and design relating thereto, namely, scientific research, computer consultation, and new product research; industrial analysis and research services in the field of science, computers, and new products; product research and development (RandD) services; design and development of computers and software; consulting relating to computing; computer systems analysis relating to the installation of computer systems; advice and consultancy relating to software; development of software aimed at controlling and reducing economic stakeholders' expenses; conversion of computer data and programs other than physical conversion; conversion of data or documents from physical to electronic media; recovery of computer data; development of computer programs for data processing; configuration of software; analysis of computer systems and analysis of computer data to ensure proper functioning of computer systems; programming for computers; scientific, analysis and research services in the field of science and industry, namely, scientific research; computer analysis and research services, namely, analysis and research in the field of computer software, computer systems and artificial intelligence; technical analysis and research services in the field of computer technology; technological analysis and research services in the field of computer technology; design, development, updating, installation, rental and maintenance of software and software packages; consultancy relating to software and software packages; design, development, updating, installation and maintenance of web sites; data hosting in the nature of hosting of digital content on the internet, and server hosting; technical project study, namely, conducting of feasibility studies in the field of science and new technologies; research and development of new products for others

Financial advice relating to cost management and optimization, particularly in the fields of human resources, innovation and research and development; financial advice for companies with a view to improving their net results; financial affairs, namely, financial information, management and analysis services; financial analysis; financial and fiscal surveying, namely, financial research; financial consultancy; financial consultation provided by financial consultants relating to risk management; providing financial advice relating to taxes, particularly providing financial advice for fiscal optimization and/or planning; debt collection; equity capital investment services and financial acquisitions, namely, asset and investment acquisitions; provision of financial advice relating to taxes; provision of financial advice relating to actuarial services; provision of financial advice relating to commercial appraisals; provision of financial advice relating to company restructuring; real estate affairs, namely, appraisal of real estate; consulting and information relating to insurance; financial evaluation for insurance and real estate purposes; insurance services, namely, insurance brokerage services; monetary affairs, namely, financial information, management and analysis services; financial program services, namely, wealth management services

The color(s) blue and gray is/are claimed as a feature of the mark.

Blue: C100 M0 Y0 K0 - R0 G174 B239 and gray: C64 M52 Y38 K11 - R102 G110 B126

Commercial business management; commercial management consultancy; management of human resources; commercial administration, namely, business administration services; assistance and consultancy services relating to business management of companies or commercial functions of industrial and commercial companies; business management and organization consultancy; assistance and consultancy services in connection with company business organization and management; business auditing aimed at searching for savings, bonuses, assistance; assistance and consultancy for industrial and commercial companies in connection with their business operation and management; business information and inquiries; business consulting services related to equity investments and commercial acquisitions; business consulting services relating to administrative, commercial, economic matters and management aimed at lowering general expenses, improving profitability for economic stakeholders; planning services, namely, business management assistance; audit support services, namely, review and analysis of a company's sales, as well as the preparation, organization and presentation of the documents and data requested by a government body, and advice on government audit processes, policies and strategy; market study services; computerized accounting services; consulting, surveying and assistance services in human resources; market research and business analyses; compilation of statistics; collection and systematization of business data in a central file; computer file management; organization, conducting, administration and management of business affairs, namely, business organization consultancy, business management, business administration, and business analysis; market research; analysis and processing of data obtained during market studies and behavioural studies for marketing purposes; conducting public opinion polls and surveys; accounting services; business administration, office functions; advertising services; consultancy and advice relating to computerized accounting services; organization and conducting of trade fairs

Licensing of software and software packages; online social networking services; online social introduction service

Scientific and technological services and research and design relating thereto, namely, scientific research, computer technology consultation, and new product research; industrial analysis and research services in the field of science, computers, and new products; product research and development; design and development of computers and computer software; information technology consulting relating to computer network design, computer software design; information technology consultancy, namely, analysis for the installation of computer systems; computer software consultancy; development of software aimed at controlling and reducing economic stakeholders' expenses; conversion of computer data and programs, other than physical conversion; conversion of data or documents from physical to electronic media; recovery of computer data; writing of data processing programs; computer programming services for others in the field of software configuration management; computer systems analysis; programming for computers; scientific analysis and research services in the fields of computer software, computer systems analysis and artificial intelligence; computer analysis and research services, namely, technological analysis and research in the field of computer software, computer systems analysis and artificial intelligence; design, development, updating, installation, and maintenance of software and software packages; consultancy relating to software and software packages; design, development, updating, installation and maintenance of websites for others; data hosting in the nature of hosting of digital content on the internet, and server hosting; technical project study, namely, conducting of feasibility studies in the fields of science and new technologies; research and development of new products and services for others

Training; education; entertainment; publishing services (including electronic publishing services); organization and conducting of training workshops, colloquiums, round-table discussions, trade shows, conferences, congresses, seminars, debates, symposiums; information and awareness-raising services (education) in particular in connection with cost management and optimization, in particular in the fields of human resources, innovation and RandD; career counseling; publication of books, newspapers, manuals, leaflets, newsletters; publication of texts (other than advertising texts); sporting and cultural activities; organization of sports competitions; organization of contests

Software (recorded programs); computer programs (downloadable software); software packages; magnetic data and recording media; apparatus for the recording, transmission or reproduction of sound, images or data; sound recording disks; compact disks; digital disks; CD-ROMs; DVD-ROMs; apparatus and instruments for data processing; interfaces (for computers); search engines (software); scientific and computer apparatus and instruments for digitization; digital, electronic and computer information terminals; interactive computer, electronic and digital terminals; checking (supervision) apparatus and instruments

Guides; prospectuses; pamphlets; printed matter, including prints, prospectuses, flyers, pamphlets, leaflets, brochures; information brochures; instruction manuals; catalogs; journals, publications; information bulletins, newsletters; manuals handbooks; books; newspapers; magazines

Telecommunications; communications by fiber-optic networks, computer terminals, modems, voice servers and any multimedia carrier including national and international networks for communication such as the Internet, Intranet and Extranet; electronic messaging; transmission of information, data, images and sounds by fiber-optic networks, computer terminals, modems, voice servers and any multimedia carrier including national and international networks for communication such as the Internet, Intranet and Extranet; providing telecommunications connections to a computer network; electronic bulletin board services (telecommunications)

Financial advice and expertise in cost management and optimization, particularly in the fields of human resources, innovation and RandD (research and development); operational financial advice for companies with a view to improving their net results; financial affairs; financial analysis; financial and fiscal surveying; financial consultancy; services provided by financial consultants relating to risk management; provision of financial advice relating to taxes, particularly provision of financial advice for fiscal optimization and/or planning; debt collection services; equity investments and financial acquisitions, provision of advice relating to taxes; provision of actuarial advice; provision of financial advice relating to commercial appraisals; provision of financial advice relating to company restructuring; real estate affairs; consulting and information relating to insurance; financial evaluation insurance, banking, real estate; insurance services; monetary affairs

The color(s) pantone codes: violet: 7663 c; blue: 3015c; gray: p179 10c is/are claimed as a feature of the mark.

Financial advice and expertise in cost management and optimization, particularly in the fields of human resources, innovation and RandD (research and development); operational financial advice for companies with a view to improving their net results; financial affairs; financial analysis; financial and fiscal surveying; financial consultancy; services provided by financial consultants relating to risk management; provision of financial advice relating to taxes, particularly provision of financial advice for fiscal optimization and/or planning; debt collection services; equity investments and financial acquisitions, provision of advice relating to taxes; provision of actuarial advice; provision of financial advice relating to commercial appraisals; provision of financial advice relating to company restructuring; real estate affairs; consulting and information relating to insurance; financial evaluation insurance, banking, real estate; insurance services; monetary affairs

The color(s) pantone codes: violet: 7663 c; blue: 3015c; gray: p179 10c; red: 7625c is/are claimed as a feature of the mark.

AYMING FINANCE AND INNOVATION PERFORMANCE

Software (recorded programs); computer programs (downloadable software); software packages; magnetic data and recording media; apparatus for the recording, transmission or reproduction of sound, images or data; sound recording disks; compact disks; digital disks; CD-ROMs; DVD-ROMs; apparatus and instruments for data processing; interfaces (for computers); search engines (software); scientific and computer apparatus and instruments for digitization; digital, electronic and computer information terminals; interactive computer, electronic and digital terminals; checking (supervision) apparatus and instruments

Commercial business management; commercial management consultancy; management of human resources; commercial administration; assistance and consultancy services relating to management of companies or commercial functions of industrial and commercial companies; business management and organization consultancy; assistance and consultancy services in connection with company business organization and management; commercial studies and audits aimed at economic research, bonuses, assistance; assistance and consultancy for industrial and commercial companies in connection with their business operation and management; business information and inquiries; equity investments and commercial acquisitions; consulting relating to administrative, commercial, economic matters and management aimed at lowering general expenses, improving profitability for economic stakeholders; planning services, namely, business management assistance; auditing services; market study services; management of client machines (accounting); consulting, surveying and assistance services in human resources; business analyses; statistics (information); collection and systematization of data in a central file; computerized file management; organization, conducting, administration and management of commercial affairs; market research; analysis and processing of data obtained during market studies and behavioral studies; opinion polls and surveys; accounting; commercial administration, office functions; advertising; consultancy and advice relating to client machine management (accounting); the bringing together, for the benefit of others, of financial programs and products enabling customers to compare and purchase them on-line

Licensing of software and software packages; legal and technical expertise in the field of economics; social networking services; networking services via an online social network; legal services; legal advice

Training; education; entertainment; publishing services (including electronic publishing services); organization and conducting of training workshops, colloquiums, round-table discussions, trade shows, conferences, congresses, seminars, debates, symposiums; information and awareness-raising services (education) in particular in connection with cost management and optimization, in particular in the fields of human resources, innovation and RandD; career counseling; publication of books, newspapers, manuals, leaflets, newsletters; publication of texts (other than advertising texts); sporting and cultural activities; organization of sports competitions; organization of contests

Software (recorded programs); computer programs (downloadable software); software packages; magnetic data and recording media; apparatus for the recording, transmission or reproduction of sound, images or data; sound recording disks; compact disks; digital disks; CD-ROMs; DVD-ROMs; apparatus and instruments for data processing; interfaces (for computers); search engines (software); scientific and computer apparatus and instruments for digitization; digital, electronic and computer information terminals; interactive computer, electronic and digital terminals; checking (supervision) apparatus and instruments

Guides; prospectuses; pamphlets; printed matter, including prints, prospectuses, flyers, pamphlets, leaflets, brochures; information brochures; instruction manuals; catalogs; journals, publications; information bulletins, newsletters; manuals handbooks; books; newspapers; magazines

Telecommunications; communications by fiber-optic networks, computer terminals, modems, voice servers and any multimedia carrier including national and international networks for communication such as the Internet, Intranet and Extranet; electronic messaging; transmission of information, data, images and sounds by fiber-optic networks, computer terminals, modems, voice servers and any multimedia carrier including national and international networks for communication such as the Internet, Intranet and Extranet; providing telecommunications connections to a computer network; electronic bulletin board services (telecommunications)

Training; education; entertainment; publishing services (including electronic publishing services); organization and conducting of training workshops, colloquiums, round-table discussions, trade shows, conferences, congresses, seminars, debates, symposiums; information and awareness-raising services (education) in particular in connection with cost management and optimization, in particular in the fields of human resources, innovation and RandD; career counseling; publication of books, newspapers, manuals, leaflets, newsletters; publication of texts (other than advertising texts); sporting and cultural activities; organization of sports competitions; organization of contests

Financial advice and expertise in cost management and optimization, particularly in the fields of human resources, innovation and RandD (research and development); operational financial advice for companies with a view to improving their net results; financial affairs; financial analysis; financial and fiscal surveying; financial consultancy; services provided by financial consultants relating to risk management; provision of financial advice relating to taxes, particularly provision of financial advice for fiscal optimization and/or planning; debt collection services; equity investments and financial acquisitions, provision of advice relating to taxes; provision of actuarial advice; provision of financial advice relating to commercial appraisals; provision of financial advice relating to company restructuring; real estate affairs; consulting and information relating to insurance; financial evaluation insurance, banking, real estate; insurance services; monetary affairs