Class 045
Personal & Legal & Social Services
Financial services namely, credit card services, payment transaction authentication and verification services; financial records management; financial assessment and risk management services for others in the field of consumer credit; dissemination of financial information via a global computer network, financial information rendered by computer by means of a secure information computer network and advisory services regarding all of the foregoing services; financial analysis and consultation, namely, providing a wide range of information and analysis to financial institutions by electronic means in connection with payment card programs, marketing data, cardholder spending, fraud and risk management.